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Learn about Budgeting

Ages 0-4

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Ages 5-11

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Ages 12-14

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Ages 15-17

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Ages 18-21

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Ages 22-40

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Ages 41 and over

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Save for the Future

Ages 15-17

  • Consider opening a Registered Disability Savings Plan (RDSP). A RDSP can help you save money faster through government contributions.
  • To be eligible for a RDSP you need to be eligible for and receiving the Disability Tax Credit.

Suggested Resources

Ages 18-21

  • Consider opening a Registered Disability Savings Plan (RDSP). A RDSP can help you save money faster through government contributions.
  • To be eligible for a RDSP you need to be eligible for and receiving the Disability Tax Credit.

Suggested Resources

Ages 22-40

  • Consider opening a Registered Disability Savings Plan (RDSP).
  • A RDSP can help you save money faster through government contributions.
  • To be eligible for a RDSP you need to be eligible for and receiving the Disability Tax Credit.

Suggested Resources

Ages 41 and over

  • Consider opening a Registered Disability Savings Plan (RDSP).
  • A RDSP can help you save money faster through government contributions.
  • To be eligible for a RDSP you need to be eligible for and receiving the Disability Tax Credit.

Suggested Resources

Employment

Ages 15-17

  • A job will help you to learn skills, earn money and meet new people.
  • Having a job in high school increases your chances of getting a job after high school.

Suggested Resources

Ages 18-21

  • A job will help you to learn skills, earn money and meet new people.
  • Having a job in high school increases your chances of getting a job after high school.

Suggested Resources

Ages 22-40

  • A job will help you to learn skills, earn money and meet new people.
  • Having a job in high school increases your chances of getting a job after high school.

Suggested Resources

Ages 41 and over

  • A job will help you to learn skills, earn money and meet new people.
  • You can get a job yourself or you can get help from a program.

Suggested Resources

  • Employment Ontario can help you get training, build skills, or find a job.
  • ODSP employment supports can help you find or keep a job. You do not have to be receiving income support from ODSP to be eligible for employment supports.
  • Partners for Planning has a video that shares someone’s experience with having a job.
  • ConnectABILITY has information on employment.
  • Did you know? When you are 50 years of age or older, there are many opportunities to receive senior discounts on anything from movie tickets, meals, or drugstore purchases. All you have to do is ask before you buy something and have your photo identification with you.

Prepare your child for employment

Ages 12-14

  • Volunteering through high school is a good way to build skills towards employment and meet new people.
  • Gaining employment experience while in high school may be beneficial for when your child transitions into adulthood.
  • Learn about Employment Supports to help your child prepare for employment.

Suggested Resources

Save for your child’s future

Ages 0-4

  • Consider opening a savings account for your child.
  • Consider opening a Registered Disability Savings Plan which may help you save for your child’s future.

Suggested Resources:

Ages 5-11

  • Consider opening a savings account for your child.
  • Consider opening a Registered Disability Savings Plan which may help you save for your child’s future.

Suggested Resources

Ages 12-14

  • Consider opening a savings account for your child.
  • Consider opening a Registered Disability Savings Plan which may help you save for your child’s future.

Suggested Resources

Apply for credits and benefits when you file your taxes

Ages 0-4

  • If you have a disability, or a child with a disability, you may be eligible for certain tax breaks.
  • Check if your child is eligible for the Disability Tax Credit.
  • If you are eligible for the Disability Tax Credit you may also be eligible for other programs such as the Child Disability Benefit.

Suggested Resources

Ages 5-11

  • If you have a disability, or a child with a disability, you may be eligible for certain tax breaks.
  • Check if your child is eligible for the Disability Tax Credit.
  • If you are eligible for the Disability Tax Credit you may also be eligible for other programs such as the Child Disability Benefit.

Suggested Resources

Ages 12-14

  • If you have a disability, or a child with a disability, you may be eligible for certain tax breaks.
  • Check if your child is eligible for the Disability Tax Credit
  • If you are eligible for the Disability Tax Credit you may also be eligible for other programs such as the Child Disability Benefit.

Suggested Resources

Ages 15-17

  • If you have a disability you may be eligible for certain tax breaks such as the Disability Tax Credit or Medical Expense Tax Credit.
  • You can ask someone in your circle of support to help you with your taxes.

For parents or caregivers

  • If you have a child with a disability, check if you are eligible for tax breaks.
  • If your child is eligible for the Disability Tax Credit, you may also be eligible for other programs such as the Medical Expense Tax Credit or Child Disability Benefit.

Suggested Resources

Ages 18-21

  • If you have a disability you may be eligible for certain tax breaks such as the Disability Tax Credit or Medical Expense Tax Credit.
  • You can ask someone in your circle of support to help you with your taxes.

For parents or caregivers

  • If you have a child with a disability, check if you are eligible for tax breaks.
  • If your child is eligible for the Disability Tax Credit, you may also be eligible for other programs such as the Medical Expense Tax Credit or Child Disability Benefit.

Suggested Resources

Ages 22-40

  • If you have a disability you may be eligible for certain tax breaks such as the Disability Tax Credit or Medical Expense Tax Credit.
  • You can ask someone in your circle of support to help you with your taxes.

For parents or caregivers

  • If you have a child with a disability, check if you are eligible for tax breaks.
  • If your child is eligible for the Disability Tax Credit, you may also be eligible for other programs such as the Medical Expense Tax Credit or Child Disability Benefit.

Suggested Resources

Ages 41 and over

  • If you have a disability you may be eligible for certain tax breaks such as the Disability Tax Credit or Medical Expense Tax Credit.
  • You can ask someone in your circle of support to help you with your taxes.

For parents or caregivers

  • If you have a child with a disability check if you are eligible for tax breaks.
  • If your child is eligible for the Disability Tax Credit, you may also be eligible for other programs such as the Medical Expense Tax Credit or Child Disability Benefit.

Suggested Resources

Apply for funding opportunities

Ages 0-4

  • You may be eligible for certain types of funding or benefits based on your child’s age.
  • There are many organizations that offer funding and benefits. You will need to meet the criteria and go through the application process.

Suggested Resources

Ages 5-11

  • You may be eligible for certain types of funding or benefits based on your child’s age.
  • There are many organizations that offer funding and benefits. You will need to meet the criteria and go through the application process.

Suggested Resources

Ages 12-14

  • You may be eligible for certain types of funding or benefits based on your child’s age
  • There are many organizations that offer funding and benefits. You will need to meet the criteria and go through the application process.

Suggested Resources

Ages 15-17

  • You may be eligible for certain types of funding or benefits based on your age
  • There are many organizations that offer funding and benefits. You will need to meet the criteria and go through the application process.

Suggested Resources

Ages 18-21

  • You may be eligible for certain types of funding or benefits based on your age.
  • There are many organizations that offer funding and benefits. You will need to meet the criteria and go through the application process.

Suggested Resources

Ages 22-40

  • You may be eligible for certain types of funding or benefits based on your age.
  • There are many organizations that offer funding and benefits. You will need to meet the criteria and go through the application process.

Suggested Resources

Ages 41 and over

  • You may be eligible for certain types of funding or benefits based on your age.
  • There are many organizations that offer funding and benefits. You will need to meet the criteria and go through the application process.

Suggested Resources

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