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Learn about Budgeting

Ages 0-4

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Ages 5-11

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Ages 12-14

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Ages 15-17

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Ages 18-21

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Ages 22-40

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Ages 41 and over

A budget is a plan for how you spend your money. Your budget can include all your money such as your funding, pay you get from working, or money you get from other places. You can make your budget for each week, each month, or for the year. You should review your budget often to make sure you are not spending more money than you have.

You might need help making your budget. Here are some people who could help:

  • Parent or other family member
  • Legal Guardian
  • A support worker
  • Your Public Guardian Trustee

Resources

Money Matters is a tool for learning how to budget your money and can be found on the ConnectAbility website. This website has resources, information for building life skills and connects you with your community.

MyDirectPlan is an online planning tool to manage your individualized funding.

Passport Funding

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Region: Ontario
Age: over 18

Passport Funding is an Ontario Government program that provides funding to adults with a developmental disability. Passport provides funding for services and supports in your community. Contact your local DSO to apply.

Ontario Disability Support Program (ODSP)

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Region: Ontario
Age: over 18

ODSP income support is an Ontario Government program that helps people with disabilities pay for things like food and housing, as well as provides drug coverage and vision care.

Plan for getting older

Ages 22-40

  • Start planning for how you can best use the adult health and social services available to you. It is important be prepared and plan ahead.

For parents and caregivers

  • As parents and caregivers of people with developmental disabilities age, your planning needs to change. Some issues that become more important as parents age include financial security and social supports for their loved one after parents/supporters pass away, as well as housing needs.

Suggested Resources

For parents and caregivers

Ages 41 and over

  • As you get older you may notice changes with your health and support needs. Make a plan ahead of time so that you can prepare for changes.
  • It is important to keep track of any changes in your health and support needs.
  • You can have someone help you keep track of your healthcare appointments and assessments.
  • One important thing that people with developmental disabilities should screen for is dementia.
  • You can have someone who cares for you start checking you when you turn 50 years old.
  • Depending on the developmental disability that you have you may need to start checking for signs of dementia when you turn 40 years old. One example is Down Syndrome.

For parents and caregivers

  • As parents and caregivers of people with developmental disabilities age, your planning needs to change. Some issues that become more important as parents age include financial security and social supports for their loved one after parents/supporters pass away, as well as housing needs.

Suggested Resources

For parents and caregivers 

Save for the Future

Ages 15-17

  • Consider opening a Registered Disability Savings Plan (RDSP). A RDSP can help you save money faster through government contributions.
  • To be eligible for a RDSP you need to be eligible for and receiving the Disability Tax Credit.

Suggested Resources

Ages 18-21

  • Consider opening a Registered Disability Savings Plan (RDSP). A RDSP can help you save money faster through government contributions.
  • To be eligible for a RDSP you need to be eligible for and receiving the Disability Tax Credit.

Suggested Resources

Ages 22-40

  • Consider opening a Registered Disability Savings Plan (RDSP).
  • A RDSP can help you save money faster through government contributions.
  • To be eligible for a RDSP you need to be eligible for and receiving the Disability Tax Credit.

Suggested Resources

Ages 41 and over

  • Consider opening a Registered Disability Savings Plan (RDSP).
  • A RDSP can help you save money faster through government contributions.
  • To be eligible for a RDSP you need to be eligible for and receiving the Disability Tax Credit.

Suggested Resources

Support for Parents and Caregivers

Ages 0-4

  • There are many resources in Ontario that help to connect caregivers with support, but many caregivers do not know they exist or may find them hard to use.

Suggested Resources

Ages 5-11

  • There are many resources in Ontario that help to connect caregivers with support. These supports may include respite, support groups and support in your home.

Suggested Resources

Ages 12-14

  • There are many resources in Ontario that help to connect caregivers with support. These supports may include respite, support groups and support in your home.

Suggested Resources

Ages 15-17

  • There are many resources in Ontario that help to connect caregivers with support. These supports may include respite, support groups and support in your home.

Suggested Resources

Ages 18-21

  • There are many resources in Ontario that help to connect caregivers with support. These supports may include respite, support groups and support in your home.

Suggested Resources

Ages 22-40

  • There are many resources in Ontario that help to connect caregivers with support. These supports may include respite, support groups and support in your home.

Suggested Resources

Ages 41 and over

  • There are many resources in Ontario that help to connect caregivers with support. These supports may include respite, support groups and support in your home.

Suggested Resources

March of Dimes Home and Vehicle Modification Program

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Region: Ontario
Age: All Ages 
Disability: Mobility

This program is for people and families who have significant mobility impairments that impact their functioning for longer than one year. This program is intended to provide funding for basic home and/or vehicle modifications to help with the mobility issues.

Ceridian Cares

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Region: Canada
Age: All Ages 

This program gives money to people in need (low income) to help pay for food, clothing, shoes and household items. You do not need to have a disability to get this money.

Ottawa Hand in Hand Funding

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Region: Ottawa
Age: All Ages 

This program, from the City of Ottawa, helps people to pay for programs in their community. You may be eligible to receive up to $175 per person every year.

Ontario Federation for Cerebral Palsy – Activity Funding Program

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Region: Ontario  
Age: All Ages 
Disability: Cerebral Palsy 

This money is used to help people with Cerebral Palsy to do things in their community. To get this benefit you must be a member of the Ontario Federation for Cerebral Palsy.

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